{"id":3880,"date":"2024-02-01T15:00:46","date_gmt":"2024-02-01T18:00:46","guid":{"rendered":"https:\/\/www.udsfinanzas.com\/?p=3880"},"modified":"2024-03-26T08:43:55","modified_gmt":"2024-03-26T11:43:55","slug":"que-es-el-programa-de-cuota-simple","status":"publish","type":"post","link":"https:\/\/www.udsfinanzas.com\/que-es-el-programa-de-cuota-simple\/","title":{"rendered":"\u00bfQu\u00e9 es el Programa de Cuota Simple?"},"content":{"rendered":"<p>Desde este jueves 1 de febrero est\u00e1 vigente el nuevo Programa Cuota Simple, cuyo objetivo es ofrecer financiamiento a los consumidores para la adquisici\u00f3n de productos en tiendas f\u00edsicas o virtuales del pa\u00eds.<\/p>\n<p>El Programa Cuota Simple reemplaza al Programa Ahora 12, que deja el escenario para la llegada del nuevo modelo definido por el equipo t\u00e9cnico-pol\u00edtico que asumi\u00f3 el Ministerio de Econom\u00eda del presidente Javier Milei.<\/p>\n<p>Consulta en este texto algunos cambios en relaci\u00f3n al financiamiento que anteriormente ofrec\u00eda el gobierno nacional para que no te tome por sorpresa al ajustar la compra del ansiado bien a tus finanzas personales.<\/p>\n<h2><strong>CUOTAS E INTERESES<\/strong><\/h2>\n<p>El Programa Cuota Simple redujo el n\u00famero de cuotas posibles respecto al modelo anterior. Ahora, las compras se podr\u00e1n realizar en tres y seis cuotas fijas. Anteriormente era posible en 12, 18 e incluso 24 meses.<\/p>\n<p>Tambi\u00e9n se modific\u00f3 el tipo de inter\u00e9s. En el caso de intereses pagados a plazo fijo a 30 d\u00edas, la tasa ser\u00e1 del 85%. Con el subsidio estatal, la referencia anual es del 63,5%, seg\u00fan alineaci\u00f3n entre el Banco Central de la Rep\u00fablica Argentina (BCRA) y el Ministerio de Comercio.<\/p>\n<p><strong>PRODUCTOS<\/strong><\/p>\n<p>El Programa Cuota Simple es v\u00e1lido para la adquisici\u00f3n, ya sea por medios f\u00edsicos o digitales, en alrededor de 30 categor\u00edas de productos de fabricaci\u00f3n nacional. Son ellos:<\/p>\n<ul>\n<li>Anteojos<\/li>\n<li>Art\u00edculos de cuero<\/li>\n<li>Art\u00edculos de librer\u00eda<\/li>\n<li>Bicicletas<\/li>\n<li>Colchones<\/li>\n<li>Cuadernos<\/li>\n<li>Electrodom\u00e9sticos<\/li>\n<li>Instrumentos musicales<\/li>\n<li>Juegos de Tablero<\/li>\n<li>Juguetes<\/li>\n<li>Kits de conversi\u00f3n de veh\u00edculos a GNC<\/li>\n<li>Lentes de contacto<\/li>\n<li>Libros<\/li>\n<li>Llantas<\/li>\n<li>Motocicletas<\/li>\n<li>Muebles<\/li>\n<li>Ordenadores<\/li>\n<li>Repuestos para autom\u00f3viles y motocicletas.<\/li>\n<li>Ropa<\/li>\n<li>Servicios educativos<\/li>\n<li>Servicios t\u00e9cnicos para electr\u00f3nica y electrodom\u00e9sticos.<\/li>\n<li>Tabletas<\/li>\n<li>Tel\u00e9fonos m\u00f3viles 4G<\/li>\n<li>Zapatos<\/li>\n<\/ul>\n<p>Recuerda que las compras a plazos debes anotarlas con las respectivas fechas de pago en tu planilla de gastos para que no corras riesgo de retraso, especialmente si se trata de tarjeta de cr\u00e9dito.<\/p>\n<p><strong>LEER M\u00c1S<\/strong><\/p>\n<p><strong><a href=\"https:\/\/www.udsfinanzas.com\/terminaste-el-mes-con-un-saldo-positivo\/\">\u00bfTermin\u00f3 el primer mes de 2024 con saldo positivo?<\/a><\/strong><\/p>\n<p><strong><a href=\"https:\/\/www.santander.com.ar\/personas\/prestamos\/personales?_gl=1*tlk3au*_gcl_au*NzMzMjk0MjkwLjE3MDAxNjgyNzU.#0_Clientes-Santander\">Descubre las propuestas de pr\u00e9stamos de Santander<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Desde este jueves 1 de febrero est\u00e1 vigente el nuevo Programa Cuota Simple, cuyo objetivo es ofrecer financiamiento a los consumidores para la adquisici\u00f3n de productos en tiendas f\u00edsicas o virtuales del pa\u00eds. El Programa Cuota Simple reemplaza al Programa Ahora 12, que deja el escenario para la llegada del nuevo modelo definido por el [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3881,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[13,5],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 es el Programa de Cuota Simple? - udsfinanzas<\/title>\n<meta name=\"description\" content=\"Conoce la informaci\u00f3n principal sobre el nuevo programa de financiaci\u00f3n que entra en vigor desde hoy en todo el pa\u00eds\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.udsfinanzas.com\/que-es-el-programa-de-cuota-simple\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es el Programa de Cuota Simple? 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